Skip to main content

Alternative Loans

Before applying for alternative loans, you are strongly encouraged to apply for federal student aid by completing a Free Application for Federal Student Aid (FAFSA).

Be sure to ask for a Loan Disclosure Statement from the lender for the loan you are considering.

Please review the suggested "questions student borrowers might pose" with the lender before making a decision.

New Self-Certification Alternative Loan Requirement

A new federal alternative loan requirement states a lender must obtain a self-certification signed by the applicant before disbursing a private education loan.

Before signing, carefully read the entire Private Education Loan Applicant Self-Certification Form including the definitions and other information on the page. Return the signed form to your chosen lender.

To complete the Self-Certification you will need "Cost of Attendance" information.

Lender Lists

Below is a list of lenders which offer loans for students to help supplement college costs not covered by the Federal Financial Aid Program. 

Idaho State University does not have any Preferred Lender arrangements with any private loan originators.

This list does not include all lenders. It is a compilation of lenders who have worked with ISU students in the past and any lenders who have requested to be listed.

We do not recommend one lender over another. We will work with any alternative lender you choose, this is just a starting point.

Before applying for alternative loans, you are strongly encouraged to apply for federal student aid by completing a Free Application for Federal Student Aid (FAFSA).

Alternative Lenders List
Caution: Ask for a Disclosure Statement from the lender you choose for the loan you are interested in.
Citizens One Student Loan
Commerce Bank
  • 855-342-2006
  • Loan Disclosure- Request directly from Commerce Bank before signing.
Discover Student Loans
Mountain America Credit Union
  • 1-800-748-4302
  • Loan Disclosure
    • Students must reside in one of MACU’s operating states: Utah, Idaho, Arizona, New Mexico, or Nevada.
LendKey
  • 1-888-549-9050
  • Loan Disclosure- Request directly from LendKey before signing.
Sallie Mae
U-fi Student Loans
Union Federal Private Student Loan
Wells Fargo Bank
Health Professions Lenders List

The loans listed below are for Health Professional students and are intended to assist students to cover the educational related expenses related to health professions studies.

Idaho State University does not have any Preferred Lender arrangements with any private loan originators.

Caution: Ask for a Disclosure Statement from the lender you choose for the loan you are interested in.
Discover Student Loans
Sallie Mae
U-fi Student Loans
Wells Fargo Bank
International Lenders List

Below is a list of lenders which offer loans to international students to help supplement college costs.

A co-signer is required and your co-signer must be a U.S. Citizen.

Idaho State University does not have any Preferred Lender arrangements with any private loan originators.

Caution: Ask for a Disclosure Statement from the lender you choose for the loan you are interested in.
Sallie Mae
Wells Fargo Bank

IDAHO STATE UNIVERSITY

921 South 8th Avenue
Pocatello, Idaho, 83209

Discover opportunity at Idaho State University