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Alternative Loan Lenders

Be sure to ask for a Loan Disclosure Statement from the lender for the loan you are considering.

Lender Lists

Below is a list of lenders that offer loans for students to help supplement college costs not covered by the Federal Financial Aid Program. 

Idaho State University does not have any Preferred Lender arrangements with any private loan originators.

This list does not include all lenders. It is a compilation of lenders who have worked with ISU students in the past and any lenders who have requested to be listed.

We do not recommend one lender over another. We will work with any alternative lender you choose, this is just a starting point.

Before applying for alternative loans, you are strongly encouraged to apply for federal student aid by completing a Free Application for Federal Student Aid (FAFSA).

 

Alternative Lenders List

Caution: Ask for a Disclosure Statement from the lender you choose for the loan you are interested in.

Ascent Student Loans

Citizens Student Loans

College Ave Student Loans

Commerce Bank

  • 855-342-2006
  • Loan Disclosure- Request directly from Commerce Bank before signing.

Earnest

elfi (SouthEast Bank)

LendKey

  • 888-549-9050
  • Loan Disclosure- Request directly from LendKey before signing.

Mefa

Sallie Mae

SoFi

Nelnet Bank

Union Federal Private Student Loan

Health Professions Lenders List

The loans listed below are for Health Professional students and are intended to assist students to cover the educational related expenses related to health professions studies.

Idaho State University does not have any Preferred Lender arrangements with any private loan originators.

Caution: Ask for a Disclosure Statement from the lender you choose for the loan you are interested in.

Ascent Student Loans

College Ave Student Loans

Earnest

Mefa

Sallie Mae

SoFi

Nelnet Bank

International Lenders List

Below is a list of lenders that offer loans to international students to help supplement college costs.

A co-signer is required, and your co-signer must be a U.S. Citizen.

Idaho State University does not have any Preferred Lender arrangements with any private loan originators.

Caution: Ask for a Disclosure Statement from the lender you choose for the loan you are interested in.

College Ave Student Loans

Earnest

Sallie Mae

SoFi

Nelnet Bank

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