Your coverage under the various State sponsored benefit plans ends on the earliest of these dates:
- You cease to be a State employee. If your active status ends...
- before the 15th of a month, coverage will continue through the end of that month.
- On or after the 15th of a month, coverage will continue through the end of the following month.
- You cease to be eligible,
- The plan is terminated.
For your enrolled dependents, coverage ends when your coverage ends or the end of the month in which they cease to be eligible for the plans -- whichever comes first.
To continue medical and dental benefits after your coverage ends, see COBRA.
When COBRA medical coverage ends, you may be able to convert to an individual policy offered by your medical carrier. Also, after your State life insurance ends, you may be able to convert to an individual policy offered by the insurance company -- no evidence of insurability is required if you apply within 31 days after your group coverage ends. Conversion policies are not available for disability coverage or dental coverage.
Costs, provisions and benefits of conversion policies may differ substantially from those of the group plans. To find out more about medical conversion policies contact your insurance carrier. Contact the Office of Group Insurance, (800) 531-0597, firstname.lastname@example.org for life insurance conversion information.