Installment Loans (On-Line Only)
An installment loan is a campus-based loan secured by a promissory note to assist students in paying for current semester fees. These loans require at least a 25% down payment. There is no interest charge, but there is a $30 non-refundable enrollment fee.
- Availability: Each semester, beginning approximately (1) one month before classes begin.
- Covers: Current tuition, class fees, student health insurance, housing, meals and computer fee.
- Excludes: Late fees, previous debts, application fees, application late fees.
- Requirements: All previous debts at Idaho State University must be paid in full.
- Enroll: To enroll in the payment plan, log in to BengalWeb and then go to the Finances Tab. Under the Online Fee Payment channel, click on Enroll in Payment Plan. Once you are in the red CashNet system, find the Installment Payment Plans channel, then click on the payment plan for the current term . Be sure to follow the remainder of the instructions and read the terms before you finish your transaction. Signature on electronic loan is your Bengal ID preceded by three zeros.
- Loans are done online only, no cash down payments.
Payment Plans
Student must sign up for auto pay plan. Financial Aid may not be used for down payment.
4-Payment Installment Plan
- Last date to enroll is January 28th, 2013 (Enrollment starts from Jan 04, 2013 - Jan 28, 2013).
- 25% minimum down payment.
- $30 enrollment fee paid at the time of enrollment.
- Four installment plan with a payment due each month. Payment will be auto deducted from account provided by the student, either a bank account number or a debit/credit card (not VISA).
3-Payment Installment Plan
- Last date to enroll is February 25th, 2013 (Enrollment starts from Jan 29, 2013 - Feb 25, 2013).
- 34% minimum down payment
- $30 enrollment fee paid at the time of enrollment
- Three installment plan with a payment due each month. Payment will be auto deducted from account provided by the student, either a bank account number or a debit/credit card (not VISA).
2-Payment Installment Plan
- Last date to enroll is March 15th, 2013 (Enrollment starts from Feb 26, 2013 - Mar 15, 2013).
- 50% minimum down payment
- $30 enrollment fee paid at the time of enrollment
- Two installment plan with a payment due each month. Payment will be auto deducted from account provided by the student, either a bank account number or a debit/credit card (not VISA).
Due Dates
You will receive a monthly email letting you know the date your payment will be deducted from your account.
Consequences of Late Payment of Your Installment Loan
- $15 late fee on each missed payment. After two missed payments, student will be removed from plan and fees are due and payable in full.
- Pre-registration for future semesters will be blocked until outstanding fee loans are paid in full
- A NSF charge of $20 will be assessed on all installment loan returns on auto payment
The University reserves the right to deny installment loans or increase the down payment requirement based on previous credit history at ISU, dishonored (non-bank error) down payment checks, bankruptcy, or collection history.