Installment Loans (On-Line Only)

An installment loan is a campus-based loan secured by a promissory note to assist students in paying for current semester fees. These loans require at least a 25% down payment. There is no interest charge, but there is a $30 non-refundable enrollment fee.

  • Availability: Each semester, beginning approximately two weeks before classes begin.
  • Covers: Current tuition, class fees, housing, meals and computer fee.
  • Excludes: Late fees, previous debts, application fees, application late fees.
  • Requirements: All previous debts at Idaho State University must be paid in full.
  • Enroll: To enroll in the payment plan, log in to BengalWeb and then go to the Finances Tab. Under the Online Fee Payment channel, click on Enroll in Payment Plan. Once you are in the red CashNet system, find the Installment Payment Plans channel, then click on the payment plan for the current term . Be sure to follow the remainder of the instructions and read the terms before you finish your transaction. Signature on electronic loan is your Bengal ID preceded by three zeros.
  • Loans are done online only, no cash down payments.

Payment Plans

Student must sign up for auto pay plan. Financial Aid may not be used for down payment.

Summer 2015 Payment Plan

3-Payment Installment Plan
  • Last date to enroll is May 18, 2015 (Enrollment starts from May 11, 2015 - May 18, 2015).
  • 33% minimum down as the first installment.
  • $30 enrollment fee paid at the time of enrollment.
  • Three installment plan with a payment due each month. Payment will be auto deducted from account provided by the student, either a bank account number or a debit/credit card.
2-Payment Installment Plan
  • Last date to enroll is June 15, 2015 (Enrollment starts from May 19, 2015 - June 15, 2015).
  • 50% minimum down as the first installment.
  • $30 enrollment fee paid at the time of enrollment.
  • Two installment plan with a payment due each month. Payment will be auto deducted from account provided by the student, either a bank account number or a debit/credit card.

Fall 2015 Payment Plan

4-Payment Installment Plan

  • Last date to enroll is August 30, 2015 (Enrollment starts from Aug 10, 2015 - Aug 30, 2015).
  • 25% minimum down as the first installment.
  • $30 enrollment fee paid at the time of enrollment.
  • Four installment plan with a payment due each month. Payment will be auto deducted from account provided by the student, either a bank account number or a debit/credit card.

3-Payment Installment Plan

  • Last date to enroll is September 30, 2015 (Enrollment starts from Aug 31, 2015 - Sep 30, 2015).
  • 33.33% minimum down as the first installment.
  • $30 enrollment fee paid at the time of enrollment
  • Three installment plan with a payment due each month. Payment will be auto deducted from account provided by the student, either a bank account number or a debit/credit card.

2-Payment Installment Plan

  • Last date to enroll is October 24, 2015 (Enrollment starts from Oct 01, 2015 - Oct 25, 2015).
  • 50% minimum down as the first installment.
  • $30 enrollment fee paid at the time of enrollment
  • Two installment plan with a payment due each month. Payment will be auto deducted from account provided by the student, either a bank account number or a debit/credit card.

Due Dates

You will receive a monthly email letting you know the date your payment will be deducted from your account.

Consequences of Late Payment of Your Installment Loan

  • $15 late fee on each missed payment. After two missed payments, student will be removed from plan and fees are due and payable in full.
  • Pre-registration for future semesters will be blocked until outstanding fee loans are paid in full
  • A NSF charge of $35 will be assessed on all installment loan returns on auto payment

The University reserves the right to deny installment loans or increase the down payment requirement based on previous credit history at ISU, dishonored (non-bank error) down payment checks, bankruptcy, or collection history.




IDAHO STATE UNIVERSITY

921 South 8th Avenue
Pocatello, Idaho, 83209