Idaho State University

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Graduate Student Information

As a grad student seeking financial aid, you may face situations unique from those that undergraduate and applied technology students encounter. Examples of those unique situations include.

• Federal PLUS loans available for grad students
  • Different Credit requirements for student loan eligibility
  • Different Student loan limits
  • Maximum credit standards for Satisfactory Academic Progress eligibility
  • An enrollment status of "Conditional Graduate"

Repayment

The first payment on a Direct PLUS Loan is due within 60 days after the loan is fully disbursed.

While you are enrolled in school on at least a half-time basis, you are eligible for an in-school deferment that allows you to postpone payments on your Direct PLUS Loan until you graduate or drop below half-time status

In most cases, the Direct Loan Servicing Center will automatically grant an in-school deferment on your Direct PLUS loan based on information reported by your school to the U.S. Department of Education showing that you are enrolled at least half time.